Older Americans, many struggling financially, emerge as early winners under new health law

  • Article by: CARLA K. JOHNSON , Associated Press
  • Updated: February 17, 2014 - 12:57 PM

CHICAGO — For many older Americans who lost jobs during the recession, the quest for health care has been one obstacle after another. They're unwanted by employers, rejected by insurers, struggling to cover rising medical costs and praying to reach Medicare age before a health crisis.

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jeff4649Feb. 17, 1411:34 AM

Here's the deal...everyone says it's not fair to "make" the 20 somethings help pay for health care when they are less likely to use it. Yet nobody brings up the fact people like us; my wife and I have never had a motor vehicle accident or even a ticket and pay way more than we should for car insurance because we pay for those who get more tickets and have more accidents. Otherwise known as the 20 something crowd. BTW my kids aren't nearly old enough to drive so you can't use that one.

texas_technomanFeb. 17, 14 1:00 PM

Jeff4649-I agree, 100%, That's what insurance is all about...spread the risk across the entire pool. It's done with auto, homeowners, and health insurance.

jpcooperFeb. 17, 14 1:05 PM

"Older Americans, emerge as early winners under new health law"

Winners?? They are getting "free" Healthcare off the backs of tax payers! So thats the new Liberal definition of a winner is??

FrankLFeb. 17, 14 1:05 PM

jeff, wrong, you get a significant discount on your auto insurance. We pay about 1/3 of what our kids pay.

gutshotFeb. 17, 14 1:06 PM

Isn't this a good thing?

FrankLFeb. 17, 14 1:07 PM

This is a bogus story because there was a state program for those who were uninsurable. If they were turned down by two insurers they could apply for the state program.

mdachsFeb. 17, 14 1:18 PM

Well, at last there are finally some Obamacare winners - sure took long enough to find people in that category!

dlzabzFeb. 17, 14 1:39 PM

"Aging boomers are more likely to be in debt as they enter retirement than were previous generations, with many having purchased more expensive homes with smaller down payments,"...sounds like a great plan, spend spend spend, wait for the government you protested as a child to bail you out.

holtjanFeb. 17, 14 1:40 PM

Obviously many of the posters have no idea how hard it was for an older person, or a person with a per-existing condition to obtain health insurance. My premium (under COBRA), which I pay entirely, went from $1007 to $476.80 per month (I did not enroll through MNsure, used MNsure as a reference for policies being offered), deductible from $3000 to $750. Also what does not seem to be understood is that EVERYONE, in some way, is subsidized. If your insurance is through an employer, and they are paying part of the premium, your insurance is subsidized. Anyone who buys the product/service of your employer is subsidizing your insurance as the cost is being passed on a part of the cost of the product/service. Anyone who uses the ER as a primary care facility is being subsidized by the insurance that everyone else is paying for as the cost is passed on in fees charged by the hospital/doctor/etc. No one is not paying for someone else.

flatstanleyFeb. 17, 14 1:59 PM

"This is a bogus story because there was a state program for those who were uninsurable." So this article mentioned examples from people living in more than one state (Illinois & Arkansas). Seeing as you must of done your research before declaring this a bogus article, what are the names of those two state run programs? I am aware of a federal program for PCIP that existed but that was just for pre-existing conditions.


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