Health care: A roadblock to entrepreneurial ambition

  • Article by: Andrew Finken
  • Updated: September 3, 2013 - 6:35 AM

At my commencement ceremony from the Humphrey Institute a couple of years ago, former Vice President Walter Mondale addressed the graduating class. He apologized on behalf of the previous generation of American leaders for the country’s present state of student loan debt.

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gemie1Sep. 2, 13 6:51 PM

Good article! Even though I want less government in almost every other area, I am a proponent of every citizen having adequate health care. I have heard too many tragic stories of people dying because they could not afford all the necessary tests. Minnesota is better than many states in offering MCHA, but there have been many people in other places and here, that have had to choose between feeding their children or going to the doctor. Large deductibles can strain individuals and families. In the long-term, healthy workers will save a lot of many to businesses, communities and our country. It will also strengthen the family (every type of family).

briechersSep. 2, 13 8:34 PM

Lots of confused thinking about insurance, health care and health. Confused thinking is not very compelling. With good free market options available, I am always surprised by how quickly people are ready to outsource responsibility and turn over our basic rights to the federal government.

chuckdancerSep. 2, 13 8:50 PM

I don't think people really understand how much suffering is endured everyday by people they live with in the community because of lack of access to health care. Working people with jobs that don't pay "good". Over the counter pain medicine only carries people so far but they do carry on until they can't anymore. There never is a price put on that pain though; it's just the price of being an American.

supervon2Sep. 3, 13 6:37 AM

Government really sees growth as more government. The more people on the government payroll the more the party in charge likes it. Plus, it they can convince the masses that only government can save them you have a slam dunk. The problem? If government fails everybody suffers rather than a few. Study the past 20 years of Russian history and prepare for a shock in lifestyle changes that will come here.

chuckdancerSep. 3, 13 7:10 AM

briechers Sep. 2, 13 8:34 PM "Lots of confused thinking about insurance, health care and health. Confused thinking is not very compelling. With good free market options available, I am always surprised by how quickly people are ready to outsource responsibility and turn over our basic rights to the federal government" ********************************************** I appreciate that you know a lot about being confused but I think that you are now confusing other people. The basic right in question here is access to health care. You assert that there are "good free market options available". I think what you mean is that for healthy individuals with employer subsidized health plans or lots of money free market options are available. When you have it , it may seem pretty basic. For many others the "free market" is pretty darn quick to "outsource" you to government; it doesn't want any responsibility for them. They hurt profits. I hope you understand that is the basic fact.

hswcbSep. 3, 13 7:29 AM

I spent my whole working life in jobs linked to having insurance coverage for the family. I delayed retirement and denied myself the chance for a second career later in life because I had to have the employer help with paying for health insurance. My kids are dealing with the same. I only can hope that my grand kids will not have to have the job they take, the career they choose or feel forced to stay in a dead end job just to get health insurance. The time has come in this country to divorce the employer from access to health coverage. It started in WWII for some good reasons. Those reasons haven't existed for decades. Now we hurt ourselves and the businesses in this country by perpetuating a broken system.

tuttifruttiSep. 3, 13 7:48 AM

Maybe if the democrats hadn't created HMO's and made buying insurance across state lines impossible we would have a competitive insurance market.

hermajestySep. 3, 13 8:38 AM

tuttifrutti: That "cheap insurance" that you can buy in less regulated states has so many exclusions that it basically covers you only if you get something you've never had before. (I looked at once such plan when I lived out of state, and it wouldn't cover broken bones because I broke my arm when I was 11, or cancer because I had a false positive on a test once.) What I ended up with was an HMO, which was actually an extremely good deal till about 2000, when all of a sudden prices skyrocketed. But in 1993, I was paying $110 a month with no deductible and $10 copays for office visits and tests.

nomorepaperSep. 3, 1310:19 AM

1) Allow individual tax deduction for health insurance (divorces employer/health insurance relationship) 2) Don't mandate that every insurance policy covers every malody. Catastrophic insurance is something many would buy if it were available. I don't need my office visit covered 100% if I go in for sniffles or a headache. 3) Goes hand in hand with 2, allow buying across state lines. 4) A single law that disallows dropping the insured if their policy is kept up to date. That's how you solve health insurance in this country.

furguson11Sep. 3, 1310:52 AM

I'm a little unclear about the point of this article, starting with the idea that $26k in college loans is a lot of money to invest in your future. You could make that up in couple of years of employment in a living wage job. 50-100k maybe. You can't hardly get a decent new car for 26k. Oh yeah, this is about health care...The young invincibles will pay more, but more people will have access to health care at transparent prices. Plus those under 26 can stay on their parents plans.


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