Men tend to put off health care when it costs more, U study says

  • Article by: Ashley Griffin , Star Tribune
  • Updated: July 16, 2013 - 11:24 PM

Men with high-deductible insurance plans, but not women, may be skipping needed ER care, a U study says.

  • 32
  • Comments

  • Results per page:
sunny77Jul. 16, 13 9:55 PM

It would be nice if people who have the free kind of insurance would stop clogging up the ER for silly complaints. Really people you don't need to go to the ER for sunburns or boils or carpal tunnel just because it is free-or make them to start to pay. When I walk in to the ER I have to pay $100 at the door.

14
5
jarlmnJul. 16, 1310:20 PM

Meh, what did they expect? Men are notorious for being reluctant to seek medical attention, anyway. Having a high deductible is just *one more* talking-point in deciding "it ain't so bad, I can guts-it-out."

16
0
freedubayJul. 16, 1310:46 PM

It kind of like raising taxes on cigarettes. The more something costs the less they use it. We've found a perfect way to curb healthcare spending. What's a few dead Americans anyway?

21
0
molosar1Jul. 17, 13 4:27 AM

I have a high deductible plan and I put off having an angiogram because I can't afford the bill. I had an echo and they found a shadow on the left side of my heart.

15
0
comment229Jul. 17, 13 4:31 AM

I am in this category. I would go to the ER for a broken bone or extreme pain but that is about it. I can only afford an extreme deductible insurance policy, and you are missing the point on this one. It isn't the ER visits you should be worrying about. Most, if not all, people in my situation cannot afford any preventative care or tests. The last time I tried, the money person told me the price and asked if I wanted to "make payments" even though I have BCBS.... I walked out.

20
0
comment229Jul. 17, 13 4:38 AM

Sunny... If I only had to pay $100 at the door I would be there quite often. The only time my wife went was for dehydration caused by influenze and it was a must situation. We got the courtesy of a wheel chair at the door, which wheeled her directly to..... the money people before she could go to see the doctors... The lady behind the desk, asked for out BCBS insurance card, declared it crap (in so many words) and how would we be paying? We wrote out a check for $2000 before we left after three I.V. bags.....We considered that cheap considering we pay over $500 a month for just about nothing.

19
1
comment229Jul. 17, 13 5:13 AM

Finally, what is happening to self insured seniors, over 50, who can only afford catastrophic policies, if Obamacare does not work for us, then I suspect that many will eliminate health insurance coverage altogether and pay the fine and use the left over money to buy a pretty good life insurance policy. Like a friend of mine said, his health insurance policy was as good as the one Daniel Boone had, and if it was good enough for Daniel Boone, it is good enough for him. And please don't try to tell us about the "programs" designed to help our age and income group. There is a loophole in every single one of them; I've tried several times. I don't know who is worse in this country, the petroleum industry or the health insurance industry.

16
2
danscJul. 17, 13 5:28 AM

The biggest family expense for my family is not taxes - it is health care. We were just charged $1600 for two visits for asthma inhalers and epipens for ongoing conditions for my kids. This does not include the $12,000 for out patient procedures for my wife a few years ago. Yes, I would avoid the ER, or any form of health care for myself. Wouldn't any Dad, who pays the bills?? Our health care system is a crime in progress.

19
0
familyguy01Jul. 17, 13 6:11 AM

You REALLY needed a "STUDY" to understand this? Good greif.

11
3
minneg56Jul. 17, 13 6:22 AM

A large part of the problem is many insurance plans actually pay for little or nothing. The companies simply collect the good faith premiums and give little in return. You're gonna' bite the bullet either way. Either pay by the month or 'pay at the counter'. That's why health care EXECUTIVES earn such handsome bonuses- in the TENS of millions of dollars annually. Their companies collect revenues but are stingy about paying claims. Unless you have a higher level plan, you're gonna' pay monthly premiums AND IT'S gonna' hurt double when you get sick! Even if you pay upwards of $1,500 per month in insurance premiums you STILL pay co-pays, $100+ ER fees and other 'junk costs'. Unless it's catastrophic, you don't get much for your money when it comes to insurance. But at that point your money doesn't do much good anyway...

17
1

Comment on this story   |  

ADVERTISEMENT

Connect with twitterConnect with facebookConnect with Google+Connect with PinterestConnect with PinterestConnect with RssfeedConnect with email newsletters

ADVERTISEMENT

ADVERTISEMENT

ADVERTISEMENT

ADVERTISEMENT

ADVERTISEMENT

ADVERTISEMENT