Finding a safe spending meter in retirement

  • by: CHRIS FARRELL
  • Updated: July 6, 2013 - 4:46 PM

Q: I would like to get your opinion regarding the “Modified RMD Withdrawal Strategy’’ that appeared on the Boston College Center for Retirement Research website. The study was done by economists Wei Sun and Anthony Webb and compared various withdrawal strategies including the popular 4 percent method. They found withdrawals that included a required minimum distribution, or RMD, plus any interest or dividends were the most efficient method.

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