Business forum: Why the 'boomer transition' matters

  • Article by: WALTER WHITE
  • Updated: June 30, 2013 - 1:02 PM

10,000 baby boomers reach age 65 each day. They need to look at investment alternatives, including annuities.

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carlyt1Jun. 30, 13 2:59 PM

there ae various investment choices for investors. I just came from the site retirementandgoodliving that has several pages describing different types of investments alternatives. Good inforamtion.

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diddledadJul. 1, 1312:32 PM

These products can be sold by anyone who holds a life insurance license vs. Securities license. In order to truly have a balanced financial portfolio, someone who understands the vast array of financial instruments available should be involved. That's called financial planning, not putting all of your money in an annuity. Most annuity products have restrictions in accessing the money, deep surrender charges and currently dismal interest rates. If you buy an index annuity, you may not lose money, but you can only realize a percentage of gains due to the limitations or "caps" imposed by the company offering said product. Seriously, google annuity lawsuit and read more. Google Allianz lawsuit and protect your parents. Hire a CFP or a licensed financial professional if you need financial advice.

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