Good luck Colleen. I hope your son's activism can help pressure the bank to work out a way for you to keep your home and eventually pay off your mortgage. Sounds like you’re a productive member of society that works hard in a job that benefits the community. It doesn't sound like you’re looking for a free ride, just enough of a break where you can keep your house and continue contributing to the community.

Frankly, it's in the best interest of all of us (even those current on their mortgages) that you keep your house. The last thing we need is another bank-owned vacant blighting the neighborhood, creating a haven for criminals to squat, and dragging down the housing market.

More generally, I think we need to question a system that has resulted in millions of vacant homes, millions of working families without decent places to live, 30% of homeowners trapped in homes with underwater mortgages, and the architects of this situation retiring with $100M paydays.

Whether homeowners are at risk of losing their homes because they made poor choices, ran into bad luck, were the victims of fraud, or a combination thereof -- the fact remains -- the status quo is not working and threatens to drag down our economy for decades to come.

Thank you for highlighting the wonderful justice work of Jewish Community Action.

When you don't make your house payments this is what happens. You signed the paperwork you agreed to pay the loan back. It is your fault not the banks. And if your activist son is so awesome maybe instead of protesting he could have found a job to help out his own mother. The problem with the Obama Generation is they are afraid to work. It's easier to be a fly in the ointment than to actually do anything consructive.

If you are just a few paychecks away from foreclosure then you bought too much house and should have taken steps to unload it either months or years ago. This poisonous idea that everybody should somehow be salvaged from what appears to be complete financial irresponsibility will be our downfall. Funny how nobody every seems to think about the bank depositors and other investors who get screwed every time someone stops paying his mortgage.

Funny how nowhere in this article does it mention that this is the same doofus running around throwing glitter on people. Yeah, I'm sure that played no hand in him losing his job either. You can always count on the Star Tribune to report all relavent facts to a story; no agenda here.

Sounds like Mom is in a tough spot partially because her adult son was too busy grandstanding politically instead of helping take care of the household expenditures. Sometimes what goes around comes around and the world has a way of exacting justice on those willing to be takers instead of makers.

"Monique White was just given a new loan by US Bank!!! We just won the impossible." · Posted on facebk.: Thurs. May 3rd, 2012 at 12:39PM · 11 hours ago · · 112 like this. · 160 shares · Occupy Homes MN [wrote:] "VICTORY: Monique White Wins Negotiation to Save Her Home from Foreclosure "!!! - Minneapolis, MN - After a seven-month campaign led by Occupy Homes MN, Monique White has been offered a new loan by US Bank. In October 2011, Monique was the first homeowner in the nation to approach the Occupy movement and ask for help in defending her home from an unlawful foreclosure. The seven-month campaign to save her home set a historic precedent in the bank and foreclosure reform movement. The new loan was offered some 15 months after the end of the redemption period with a payment in keeping with the home's current value. Supporters have camped out in and around her home, led over a dozen marches on US Bank, collected over 6,500 petition signatures, packed the courtroom, shut down bank branches, and even marched to the home of US Bank CEO Richard Davis. Occupy Homes MN has worked with White and her family since October, making national and international news in the process. "I'm so thankful for all of the support during this process," said White. "Through it all I kept my faith in God and fought for what's right. Right now I'm just thankful that my family and I will get to keep my home." "Monique is truly a hero of the Occupy movement," said organizer Anthony Newby with Neighborhoods Organizing for Change (NOC), which has worked closely with Occupy Homes MN. "This deal sets an historic precedent for what communities can accomplish when they unite around this issue. If this deal can work for Monique White, it can work for homeowners around the country." "Monique's victory gives hope to the millions of Americans around the country facing foreclosure," said Nick Espinosa, an organizer with Occupy Homes MN whose family's home is also in foreclosure. "This shows that the banks can and must enact a grand bargain that would help every homeowner to stay in their home, whether they are in foreclosure or underwater on their mortgage, by reducing the principal on their homes to the actual market value." Occupy Homes MN is currently working with dozens of other families in the metro area and around the state to bring big banks to the table to negotiate a reasonable solution to the foreclosure crisis. This week they began an around-the-clock defense of the south Minneapolis home of the Cruz family, who face imminent eviction."

It is ridiculous to have your house foreclosed on if only two payments late, and then show up with the money to pay it and be denied. I am glad she is able to keep her home. Like another poster said, I don't want a vacant house on my block, I know what will happen inside it (nothing good) and what it will do to my property value. She doesn't sound like a free loader and tried to make right on her obligation. No point insulting her son either, it is her house, she owns it, not him. No guarantee that kids will ever help out, however, this getting media attention certainly did probably get Citi to pay attnetion.