Couples learn how to talk about money

  • Article by: JOHN EWOLDT , Star Tribune
  • Updated: February 10, 2012 - 5:03 PM

Discussing finances with your sweetie isn't romantic, but it pays big dividends over time.

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ricked84Feb. 11, 12 1:29 AM

I absolutely agree that it's important that couples are upfront about their debt. My wife disclosed her private school student loans and i disclosed my state school umm...no debt. :/ all kidding aside (since she earns more than me), we are one of the few recent newlyweds who set up a joint banking acount and regularly discuss finances. We made it a priority to establish emergency reserves instead of going out to dinner at restaurants regularly. In fact we've budgeted just $75/mo each for personal-related expenses (coffeeshops, restaurants, video games, non-date grocery, other living items, etc.). It actually works quite well. Today's culture is very focused on obtaining goods and not as much on saving for the future.

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beveryafraidFeb. 11, 12 7:37 AM

Smart move ricked84, getting that joint account. You will thank yourselves for that as you get older.

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mom2fourFeb. 11, 1210:36 AM

It slays me how people think that separate finances and bank accounts work in a marriage. When in reality, the money is all for one and one for all, no matter what. Try getting a divorce and you will find that out.

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axadistFeb. 11, 1210:51 AM

This is a terrible article- deciding who pays for dinner before the check comes is good advice... nothing deeper than that?? What about some advice from a 16 yr old about who is going to pay for movie tickets...

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time4clarityFeb. 13, 12 6:56 AM

In my couple counseling, I find it's not so much that "opposites attract" as that any two people are going to be at different different places on the save--spend spectrum. And, actually, "save--spend" is too simplistic, also. Money difficulties arise from the different meaning and values we each place on a variety of financial transactions and future planning. .................................................................................................... What seems to be the most effective for the many couples I work with, is first developing an understanding of where and how each person's meanings and values developed, then figuring out the present and future goals, within a "Mine, Yours, Ours" context. You can stop by my website (user name in words, not numbers) if you're interested in hearing more.

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